Real Estate in The Plan
Where real estate meets the financial plan.
One thesis per edition: what the real estate is actually doing to the financial picture
Written by
Ali Moallem
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Oct 6, 2026
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3 min read
The studies that measure what advice is worth leave real estate out. The data says they shouldn't.
Aug 25, 2026
4 min read
A client asked whether his rental would be better off in stocks. Answering it meant admitting the equity had three different values.
Aug 11, 2026
Appreciation is what the asset did. Cash flow is what the money is doing. Most plans only ever measure the first.
May 26, 2026
The asset is there. The planning infrastructure is not.
May 13, 2026
Here is an uncomfortable truth about the real estate planning conversation most advisors are having: it doesn't exist.
Oct 27, 2026
Six professionals answer part of every real estate decision. Only one of them sees the whole plan.
Sep 22, 2026
Most clients never decided to own a rental. They bought a new house and kept the old one, and nobody said for how long.
Sep 8, 2026
A client wanted her rental to fund a $200,000 business. The equity was there on paper. Reaching it meant giving up the one thing she wanted to keep, or borrowing around it at a price.
Jul 28, 2026
One of the most common reason clients give for keeping a rental is a tax break most of them never actually receive.
Jul 7, 2026
Whether to exchange isn't a household call. It's property by property, and in one portfolio the answer went both ways.
Jun 23, 2026
Real estate is the one asset advisors can't see before they sit down with a client.
